Discover the peace of mind that comes with having a trusted insurance partner by your side
Personal Insurance Solutions
Explore our comprehensive range of commercial and personal insurance options today. We are here for you!
If you have a property that you plan to use this way (Airbnb), it’s important to have the help of a broker that understands the fine details and knows the right questions to ask you.
If you rent out a room in your home or an entire property, rented dwelling insurance protects your rental property from damage, and/or additional risks that you may be exposed to as a landlord.
Your home can be unoccupied or vacant for different durations. Regular home policies may not cover vacancies. It's crucial to check with your broker. Vacant homes pose higher risks, so consider vacant home coverage.
Home Based Business
Own a home-based business? Home-based business insurance covers liability, loss of income, and business property like equipment and inventory. Standard home insurance doesn't provide this coverage.
Car Replacement by Optiom
We offer Optiom Vehicle Replacement Insurance to supplement your existing auto policy. This helps cover the gap between your primary insurance's depreciated value payout and the remaining loan or a new car purchase in case of a total vehicle loss.
A variety of factors need to be considered, so motor vehicle insurance varies for all drivers and vehicles. At Canopy Insurance, we strive to make sure you have the right vehicle insurance solutions that are ideal for your needs and your budget.
Rideshare / Food Delivery
Standard auto insurance doesn't cover you while connected to an app, and insurance offered through the app service may only offer coverage from the time you accept a request to reaching the destination.
Commercial Insurance Solutions
Discover the peace of mind that comes with having a trusted insurance partner by your side. Explore our comprehensive range of commercial and personal insurance options today.
Whether you own or lease your commercial space, this coverage protects the building, business interruption, and your business assets like tools, equipment, and inventory, offering enhanced options for added peace of mind.
If you sit on a board of directors, whether non-profit or a for-profit corporate entity, or if your business offers advice or provides a service, you can benefit from the peace of mind of the appropriate professional liability coverage.
For protection against claims of bodily or personal injury, as well as third-party damage that may be incurred while operating your business, commercial general liability can give you the protection you need.
Special Event Liability
We know anything can go wrong, even when you want it to be right! Any time you plan an event and bring people together, there is the risk of third-party bodily injury and property damage.
We work with various types of businesses, including catering services, coffee houses, roasters, and bakeries, craft breweries, distilleries, and wineries, food trucks, as well as restaurants, diners, and bistros.
This special type of property insurance helps protect your building under construction against things such as fire, theft of building material while on site, vandalism, and more.
A common misconception about this type of insurance is that it is only needed by those who own an automobile repair shop or garage. While this coverage is great for mechanics and auto repair specialists, it is also recommended for any business that works with, sells, or transports vehicles.
Commercial Use Vehicles / Fleet
Commercial auto insurance provides coverage for vehicles that are used for business. If you are using your vehicle to visit clients, transport merchandise or tools, make deliveries, or transport passengers, then this type of coverage may be for you.
Life and Financial Solutions
Take the first step towards financial peace of mind. Consult with a trusted insurance professional to explore the options available to you.
Life Insurance protects loved ones from the financial impact of a sudden loss by providing a lump-sum, tax-free payment known as a death benefit. The death benefit is paid to your beneficiaries, who can use the money to pay for things such as funeral expenses, pay off existing debts, cover every day and long-term expenses, or anything else they choose.
Navigate life's uncertainties with confidence through our comprehensive suite of financial products. From safeguarding your health with Critical Illness Insurance to securing your future with a Registered Retirement Savings Plan (RRSP), we offer a range of solutions tailored to your unique needs.