Discover the peace of mind that comes with having a trusted insurance partner by your side

Personal Insurance Solutions

Explore our comprehensive range of commercial and personal insurance options today. We are here for you! 

Homeowner

A home is probably your most expensive purchase, so it’s important to understand the coverage that is protecting it and ensure you have everything you need.

Condominium Owners

There are various requirements between the condo corporation and you as an owner, so it’s important that your condo owner policy fills the gaps.

Tenant

As a tenant, your landlord’s policy does not cover your personal belongings, and it might not cover damage caused to other units.

Cottage

Seasonal properties can often have special requirements for insurance. Anywhere in Ontario and Quebec? We can help.

Home Sharing

If you have a property that you plan to use this way (Airbnb), it’s important to have the help of a broker that understands the fine details and knows the right questions to ask you.

Rented Dwelling

If you rent out a room in your home or an entire property, rented dwelling insurance protects your rental property from damage, and/or additional risks that you may be exposed to as a landlord.

High Value Home

Safeguard your high-value home and its contents with our products providing specialized coverage to protect your valuable assets and lifestyle.

Vacant Dwelling

Your home can be unoccupied or vacant for different durations. Regular home policies may not cover vacancies. It's crucial to check with your broker. Vacant homes pose higher risks, so consider vacant home coverage.

Home Based Business

Own a home-based business? Home-based business insurance covers liability, loss of income, and business property like equipment and inventory. Standard home insurance doesn't provide this coverage.

Automobile

At Canopy Insurance, we strive to make sure you have the right vehicle insurance solutions that are ideal for your needs and your budget.

Car Replacement by Optiom

We offer Optiom Vehicle Replacement Insurance to supplement your existing auto policy. This helps cover the gap between your primary insurance's depreciated value payout and the remaining loan or a new car purchase in case of a total vehicle loss.

Classic / Collector Car

A typical car insurance policy may not recognize the collector value of your classic, so a classic car needs special insurance that covers the right value.

Motorcycle

A variety of factors need to be considered, so motor vehicle insurance varies for all drivers and vehicles. At Canopy Insurance, we strive to make sure you have the right vehicle insurance solutions that are ideal for your needs and your budget.

Recreational Vehicles

Whether you’re a weekend adventurer, or have decided to take up full-time RV living, your home on wheels needs the right coverage to suit your lifestyle.

ATVs & Snowmobiles

Many people think that their property insurance policy includes coverage for their ATVs and snowmobiles, however that isn’t always the case.

Rideshare / Food Delivery

Standard auto insurance doesn't cover you while connected to an app, and insurance offered through the app service may only offer coverage from the time you accept a request to reaching the destination.

Boat/Watercraft

We can provide insurance solutions for all different types of watercraft such as pontoon boats, seadoos, jet skis, sail boats, speed boats, and yachts.

Travel

Travel insurance can cover things such as having to cancel your trip, if your trip gets interrupted, or if you get sick or injured while you’re away.

Commercial Insurance Solutions

Discover the peace of mind that comes with having a trusted insurance partner by your side. Explore our comprehensive range of commercial and personal insurance options today.

Commercial Property

Whether you own or lease your commercial space, this coverage protects the building, business interruption, and your business assets like tools, equipment, and inventory, offering enhanced options for added peace of mind.

Professional Liability

If you sit on a board of directors, whether non-profit or a for-profit corporate entity, or if your business offers advice or provides a service, you can benefit from the peace of mind of the appropriate professional liability coverage.

General Liability

For protection against claims of bodily or personal injury, as well as third-party damage that may be incurred while operating your business, commercial general liability can give you the protection you need.

Special Event Liability

We know anything can go wrong, even when you want it to be right! Any time you plan an event and bring people together, there is the risk of third-party bodily injury and property damage.

Hospitality

We work with various types of businesses, including catering services, coffee houses, roasters, and bakeries, craft breweries, distilleries, and wineries, food trucks, as well as restaurants, diners, and bistros.

Commercial Realty

We provide comprehensive coverage for single buildings, multi-units, and strip malls. Always dedicated to providing reliable and customized insurance solutions

Retail Business

Clothing stores, grocery and specialty food stores, florists, wine stores and wine making operations, and more!

Builders Risk

This special type of property insurance helps protect your building under construction against things such as fire, theft of building material while on site, vandalism, and more.

Garage Auto

A common misconception about this type of insurance is that it is only needed by those who own an automobile repair shop or garage. While this coverage is great for mechanics and auto repair specialists, it is also recommended for any business that works with, sells, or transports vehicles.

Commercial Use Vehicles / Fleet

Commercial auto insurance provides coverage for vehicles that are used for business. If you are using your vehicle to visit clients, transport merchandise or tools, make deliveries, or transport passengers, then this type of coverage may be for you.