About Canopy Insurance

Canopy Insurance Services is an organization dedicated to providing the best insurance products available at the most competitive rates.

Our brokers are experienced, knowledgeable, dedicated to their work, and want only the absolute best for the clients they serve. We value transparency and will always do our utmost to ensure our clients understand their policy and know what options are available. We care about those we serve, their assets, their businesses, and their families.

Our firm is certified as a licensed insurance broker with the Registered Insurance Brokers of Ontario (RIBO), and with l’Autorité des marchés financiers of Quebec (AMF). Canopy Insurance acts in the capacity of an intermediary between you and the insurance company. We represent you and are responsible to you alone.

Canopy Insurance Services specializes in providing all types of personal and commercial insurance. We also provide life and critical illness insurance, as well as financial products such as GIC’s, Segregated Funds, and RRSPs.

Our Mission

Our mission is to always act in the best interest of our clients, making sure we protect what’s theirs while creating a seamless experience.

Our Core Values


We take honesty seriously. We operate with integrity in all we do and will never compromise.


We believe in openly sharing information that applies to you. You can ask us anything and trust we will always give you an honest answer.


Our job is to make insurance simple for you. It’s our responsibility to understand your needs and to offer solutions that work best for you, while delivering explanations in a way that makes it easy to understand.


Strong relationships are built on good communication. You can rely on us for consistent, clear, and concise communication.

Our History

Canopy Insurance Services was established by Frank Gualtieri in 1979. Originally named Frank Gualtieri Insurance Agency, we adopted our current name, Canopy Insurance Services, in 1987, to reflect our mission to protect our clients. Throughout the years, we have continued to enjoy steady growth, and have built a solid reputation of ethical service and trust. We began and continue as a family-owned business, and still have many clients that have been with us since day one. That’s because they’ve grown to know us on a personal level, and know that we value the relationships we build. 

Your Trusted Advisors

Frank Gualtieri

President of Canopy Insurance Services

Loide Arpea

Operations Manager and Personal Lines Lead

Peter Gualtieri

Commercial Lines Lead and Senior Account Executive


Cinzia Gualtieri

Finance Operations

Serafino Mazzuca

Account Executive

Deborah Chenier

Senior Account Manager, Commercial

Carlo Arpea

Account Manager, Personal

Selena Arpea

Receptionist & Account Admin

Explore our range of insurance options today